Tips and tricks for cutting costs

Discounts, offers and rewards programs Cost of living is impacting people across Australia, with everything from rising interest rates to the weekly grocery shop contributing to the strain. While there isn’t one catch-all solution, there are different ways you can tackle the financial squeeze. Reward and discount programs may not seem like you’re saving a … Read more

Interest-only versus principal and interest repayments

Different loan repayment types When you apply for a home or investment property loan, you may have the option of one of these repayment types: principal and interest repayments interest-only repayments It’s important to understand how these different types of loan repayments work and how they can change over time. Each have their advantages and … Read more

SMSFs: What happens if you exceed your super caps

The rules around making some types of super contributions have been relaxed in recent years, so it’s worth exploring the different opportunities available to you before making a large contribution.i What are contribution caps? Given the tax-effective environment of Australia’s super system, there are annual limits on how much you can contribute each financial year. … Read more