Buying a house is exciting and life changing. It all starts with saving for the deposit. Find out how much you’ll need to save and get tips to help you save faster. 1. Find out how much you need for a house deposit Before you start building a deposit, work out how much you can … Read more
A critical illness or serious injury can make it difficult to continue to work. Trauma insurance can help support you and your family at this time and pay for medical and rehabilitation costs. What trauma insurance covers Trauma insurance, also called ‘critical illness’ or ‘recovery insurance’ pays a lump sum amount if you suffer a critical … Read more
What it means to combine finances Even if you have a strong relationship, there are some important details to consider before joining finances. Money Smart’s guide to relationships and money makes some key points: If your partner defaults on a joint loan, you may have to pay for the whole amount – even after your relationship … Read more
When it comes to investing in shares, it’s often said that time is your friend. The data shows that investing small amounts consistently over time and riding out the ups and downs of the market by holding onto your investments for the long term, can produce a healthy return. Over the past two decades, the … Read more
With property remaining a high-priced asset, it’s more important than ever for investors to ensure their property investments are a financial success. The latest data demonstrates property’s popularity. One-in-five households (21%) owns a home in addition to their usual residence.i Maximising taxation benefits is one key element but the ATO recently found 9 out of … Read more
Key points: The aged care system in Australia has three main pillars — home care, residential aged care, and retirement villages If you can’t afford aged care services, the Government will help pay for the services you need There are other services that provide allied health and wellness supports Examples of care at home could be extra … Read more
These three common mistakes are easy to avoid. Making them could be costly. Sharp downturns on global financial markets are always unsettling. Recently and largely in response to growing fears that the United States is heading into a recession, share markets fell heavily before rebounding. Share markets may remain volatile over the short term. But … Read more
Think of your finances like your home: how its foundations are built and maintained determines its ability to stand strong for years to come. Money expert Helen Baker shares how you can get your finances in tip-top shape. Most of us are feeling the pinch from the cost of living crisis: essentials like housing, groceries, and energy … Read more
A ‘transition to retirement’ (TTR) strategy lets you access some of your super and keep working. Setting this up can be complicated, so contact your super fund or financial adviser for advice. How transition to retirement works If you’ve reached your preservation age (aged 60) and still working, you can use a TTR strategy to: supplement your … Read more
Suite 4a, Level 4, 4 Belgrave St
Kogarah NSW 2217
PO Box 487
Kogarah NSW 1485
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Thomas Group Accounting and Taxation Pty Ltd AFSL 520446 ABN 13162819187, trading as Thomas Group Financial Services
is the holder of and Australian Financial Services Licence AFSL 520446 .
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This website contains information that is general in nature. It does not take into account the objectives, financial situation or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information.
Thomas Group Financial Services acknowledges the traditional custodians of the land in which the Kogarah office is situated – the Biddegal people of the Eora Nation.
